I’m turning 65. Should I sign up for Medicare?

Some people have good health insurance through their employer, and want to delay enrolling in Part B (and thus, paying the Part B premium). Even if they are delaying their Part B enrollment, most people take Medicare Part A when they are first eligible, since there is usually no premium for this coverage.

Will I be signed up automatically?

If you’re receiving a Social Security check when you become eligible for Medicare, you will automatically be enrolled in both Medicare Part A and Medicare Part B. You will receive a letter along with your Medicare card a few months before your 65th birthday or other eligibility date, with a note to contact them only if you don’t want Parts A and B. Medicare will take the Part B premium out of your Social Security check monthly. If you are not receiving a Social Security check, you will need to initiate contact to become enrolled.

How Do I Sign Up?

To enroll in Medicare, you can:

  • Call the Social Security Administration at (800) 772-1213. Make a cup of tea, and hold. The quality of help is usually good.
  • Use the above number to find your local Social Security office. If you need to show documents (more about this later), in-person is the best way. Appointments tend to work best.
  • Go to http://www.medicare.gov/and push the “Apply for Medicare” button.

The effective date will always be the first day of a month. For example, if you were born February 14, and are just turning 65, your earliest effective date will be February 1 of this year. (If your birthday is on February 1st, you get to move it up to January 1).

By |March 21st, 2014|Uncategorized|1 Comment

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  1. christel3390 June 18, 2016 at 12:23 am - Reply

    Awesome post.

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